Coverage
Commercial Auto Liability
Covers vehicles your business owns, leases, or drives for work — the claims personal auto policies almost always exclude.
Who needs it
- Businesses with company-owned vehicles or fleets
- Trucking, delivery, contractors, mobile services
- Anyone who drives for work beyond a normal commute
What it covers
- Bodily injury and property damage you cause to others
- Medical payments for you and your passengers
- Uninsured/underinsured motorist coverage
- Optional: collision, comprehensive, hired & non-owned auto
What it doesn't
- Personal pleasure driving (use a personal auto policy)
- Cargo (use Inland Marine / Motor Truck Cargo)
- Employee injuries (use Workers' Comp)
Ready to see your number?
About 90 seconds. No phone calls.