Coverage
Workers' Compensation
Pays medical bills and lost wages when an employee is hurt on the job, and shields your business from most employee injury lawsuits.
Who needs it
- Any business with W-2 employees (required in 49 states)
- Contractors required by clients or general contractors
- Restaurants, retail, warehouses, construction, healthcare
What it covers
- Medical care for work-related injuries and illnesses
- Lost wages while the employee recovers
- Disability and rehabilitation benefits
- Death benefits for the worker's family
What it doesn't
- Injuries to non-employees (use General Liability)
- Intentional self-harm or intoxication-related injuries
- Injuries outside the scope of employment
Ready to see your number?
About 90 seconds. No phone calls.