Coverage
Professional Liability (E&O)
Errors & Omissions coverage for claims that your professional work or advice cost a client money — even when the claim is groundless.
Who needs it
- Consultants, agencies, accountants, IT services
- Architects, engineers, designers, real estate pros
- Healthcare practitioners (as malpractice)
What it covers
- Legal defense costs (even for groundless suits)
- Settlements and judgments up to policy limits
- Negligence, errors, omissions in professional services
- Missed deadlines and undelivered services
What it doesn't
- Bodily injury or property damage (use General Liability)
- Intentional wrongdoing or fraud
- Employment disputes (use EPLI)
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